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Why Save at All? Unlocking Protection, Comfort, and a Life of Possibilities
We’ll ask and help you answer a fundamental question: Why even save at all? Without saving, our world
is challenging to live in and keep safe, never mind having a bit of resources for fulfilling pursuits. With
savings comes more opportunities for protection, comfort, and, on average, longer life expectancies.
Discovering where you are now financially, the cost of your current lifestyle, and the cost of your
future lifestyle.
Crunching the numbers to identify if you’ll run out of money or die with too much left over.
Discover your “Next Best Action” for progress while avoiding the endless search for perfection.
Our process is centered on you with a strategy and plan for living the best life possible and how your
wealth can play a supporting role. Together, we’ll discover what you want and need in your financial
lives.
Regarding your investments, capital markets are incredible tools for reaching long-term financial goals,
requiring careful management and a highly disciplined approach. Investing can be as simple as owning
stock and bond indexes, allocating them in reasonable proportions, and getting on with life. The hard
work is managing our emotions and behaviors when the world gets chaotic.
Regarding the mechanics of our fee-based investment process – asset allocation, due diligence,
investing, rebalancing, and reviewing your glide path are anchored on managing your investments with
our CAP 3 approach to improve your progress toward what you want to do with your money.
Recognizable benefits of working with a financial advisor
Our Process
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Introduction
Expectations
Goal Setting
Collect Data
Research
Action
Tracking
What P4P Helps You With
Planning for life’s unexpected crosswinds:
Investment Management
Portfolio diversification, risk assessment, asset allocation, and ongoing investment strategy adjustments.
Retirement & Financial Planning
Goal setting, budgeting, retirement savings strategies (401(k), IRA, pensions), and long-term wealth planning.s, real estate
Tax & Estate Planning
Tax-efficient investing, estate planning strategies, trust management, and wealth transfer planning.
Risk Management & Insurance
Life, disability, and long-term care insurance planning, as well as strategies to mitigate financial risks.
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